Our Pension Tool illustrates the potential benefits of Flexi-Access Drawdown and provides a projection of income and capital over time.
Generally, you can take a tax-free lump sum of 25% from a pension. This can be done either as a single lump sum or phased over time.
If you would like pension advice tailored your individual circumstances, please do not hesitate to contact us
We have assumed the following annualised returns (net of fees and after inflation) on the portfolio types:
Cautious: Inflation + 2%
Balanced / Income: Inflation + 4%
Growth: Inflation + 5.5%
World growth: Inflation + 8%
We have assumed the annual income withdrawn is fixed over time. These investment returns are representative only and are not guaranteed. Actual returns could be lower or higher than these projections. Past performance is not a guide to future returns, investments can rise or fall and you may get back less than you invest. Your life expectancy could be longer or shorter than you might expect.
This tool and the projections do not constitute investment advice. Please contact us if you would like independent investment advice.
